FINANCIAL ADVICE

F&O Talk | Nifty just in pause mode, all-time high possible before Diwali: Rahul Ghose
Markets are currently taking a breather after a strong run. Global factors like FII outflows and geopolitical tensions are affecting the market. Nifty faces resistance at 25,300 and support around 24,500-24,800. Bank Nifty shows relative strength. Analysts advise watching for breakouts in Nifty and buying dips in Bank Nifty. Long positions are seen in Tata Consumer and Trent.

Horoscope today, July 19, 2025: Aries Moon fuels bold moves as Mercury retrograde stirs emotions—how will Aries, Gemini, Libra, Scorpio, Pisces, and all zodiac signs be affected?
Horoscope Today, July 19, 2025: Bold energy meets emotional depth—Today’s cosmic climate is intense yet revealing, as the Moon in fiery Aries fuels confidence, drive, and impulsive action, while Mercury retrograde in Cancer pulls emotions to the surface. It’s a day of clashing energies—where you might feel ready to charge ahead, yet find yourself emotionally tangled or misunderstood. This push-and-pull can lead to powerful breakthroughs if you pause, reflect, and communicate with care. Relationship dynamics, emotional truths, and decision-making may feel unpredictable, but staying grounded is key.

'How to search for jobs in India': NRI techie's 'American dream' turbulently crashes after 10 years in US
An Indian tech professional’s post about being forced to return from the U.S. after a decade due to visa issues sparked a wide-ranging discussion online. Many shared similar experiences, warning of culture shock, long work hours, and internal politics in Indian firms—especially in the service sector. While some regretted moving back, others found success, noting that product-based companies and strong networks can ease the transition. Salary differences, job search tips, and even alternative visa options like EB-5 were discussed.

CA says you don't need Rs 50 lakh in bank to invest like the rich, suggests a 3 small steps to start with
Nitin Kaushik's investment advice goes viral. He suggests that anyone can invest like a millionaire. Three habits are key. First, define investment goals. Second, budget and save 10-20% of income. Third, automate investments with SIPs. Consistency and avoiding panic are crucial. Start small and let compounding grow wealth. Investing is the path to becoming rich.

Numerology Horoscope Today, July 18th, 2025: Number 7 Meets the Spirit of Sawan with Intuitive Wisdom, Honest Expression and Divine Direction
Numerology Horoscope Today, July 18th, 2025:July 18, 2025, carries the energetic frequency of Universal Day Number 7—a number of introspection, deep thinking, and spiritual alignment. But after yesterday’s emotional softness under Number 6, today’s energy feels clearer, sharper—almost like a quiet but firm nudge from the Universe. It’s about seeking truth, aligning actions with purpose, and taking bold yet conscious steps forward. Whether it’s clarity in a conversation, truth in a decision, or direction in your next move—today supports intellectual and spiritual breakthroughs.

Horoscope today, July 18, 2025: Moon enters Libra as Venus meets Pluto—are relationship truths and financial shifts about to shake your zodiac sign?
Horoscope Today 18 July brings powerful cosmic shifts for all zodiac signs—Gemini, Scorpio, Sagittarius, Libra, Pisces, Aries, Taurus, Virgo, Leo, Cancer, Capricorn, and Aquarius. Whether you're navigating love, career moves, or personal goals, today's astrology delivers key guidance rooted in real planetary energy. As the Moon moves into Libra, themes of harmony, partnerships, and emotional balance come to the forefront. Explore your sign's journey and tap into today’s energy to stay aligned in love, money, health, and professional life. Don’t miss this highly accurate and personalized July 18 Horoscope, curated to help you take action with clarity.
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I don’t promote stocks or seek out investors: Aswath Damodaran warns against scammers
NYU finance professor Aswath Damodaran issued a strong social media warning, distancing himself from investment promotions or affiliations. Highlighting rising impersonation cases, he reaffirmed his educator role and cautioned followers against scams misusing his name and insights.
Your money stress may not be about the paycheck: What’s really behind your financial anxiety?
Financial anxiety often stems not from lack of money, but from internal identity conflicts, says financial therapist Megan McCoy. She shares how the 'miracle question' helps clients uncover emotional roots of their financial worries. The answer to peace, it turns out, may lie in aligning one’s spending and saving with personal values—not wealth alone.
Stocks, FD or Mutual Funds? Radhika Gupta shares 3 basics to smart investing
Radhika Gupta, CEO of Edelweiss Mutual Fund, says investors often rush into choosing between stocks, FDs, or mutual funds without understanding the basics. She urges beginners to focus on financial foundations—like risk, return, and protection—before selecting products, and to personalise their portfolios, not copy others.
If your salary is low, Akshat Shrivastava says Sunday is the most important day of your week
Akshat Shrivastava offers a practical approach to financial stability. He advises readers to become creators on weekends. He suggests reevaluating the need for expensive private education. Shrivastava emphasizes the importance of saving, regardless of the amount. His advice resonates with many seeking financial freedom. He provides a ladder for those feeling stuck with low pay.
What you should know about this emerging digital gateway for relaxed tax filing and compliance
Fixmytax, launched in 2022 by Dr. Pawan Jaiswal, simplifies tax filing and compliance for individuals and businesses across India. The platform offers transparent, affordable services with real-time support, aiming to eliminate the anxiety associated with taxation. With a focus on education and security, Fixmytax empowers taxpayers to manage their finances confidently.
Android chief shares how a late-night mail to Sergey Brin and a call from Sundar Pichai got him hired twice at Google
A late-night email to Sergey Brin during a startup dispute propelled Sameer Samat's career. Brin's prompt response led to a meeting and eventual guidance, culminating in Mohomine's acquisition and Samat's Google entry. After a stint away, Sundar Pichai's call brought him back to lead Android, where he now champions entrepreneurial risk-taking.
CTC is Rs 40 LPA but cannot even afford a vacation: CA decodes a 32-year-old techie's financial reality
Many high-earning Indians face financial struggles. A 32-year-old IT professional earning Rs 40 lakh annually is broke. Home loans and lifestyle expenses consume his income. Chartered Accountant Nitin Kaushik highlights this issue. He advises controlling spending and building emergency funds. Investing in real assets is crucial. Avoiding lifestyle debt is also important. Cash flow management is key to financial freedom.
Rs 1 lakh salary not needed, even Rs 30,000 earners can easily be rich: CA shares financial advice to build wealth
Chartered Accountant Nitin Kaushik challenges the belief that a high salary is essential for wealth. He explains that consistent saving, spending less than you earn, and investing even small amounts regularly can lead to financial freedom over time. According to him, wealth is built quietly through discipline—not through high-risk shortcuts, flashy income, or inheritance.
The real cost of ‘I deserve it’: How tiny money habits quietly kill your wealth warns Finwisor CEO
Many Indians lose money not by big gambles but by tiny, repeated money slips. Jay Shah, CEO at Finwisor, calls it “slow financial suicide”. He warns about hidden habits like splurging on parties, fancy cars, unplanned holidays or mindless investments. Shah insists discipline, not just knowledge, protects wealth. He lays out four questions to check your own habits and urges early saving, clear goals and smart debt control. Small steps today can prevent regret tomorrow. Bajaj Finserv backs this up with practical advice on avoiding the usual money traps: poor savings, emotional spending, rising debt and speculative investments.
Rs 32,000 turned into Rs 64,000 in 10 days? Trader claims ChatGPT and Grok delivered “100% winning stock tips”
A Reddit user's claim of doubling his investment in ten days using AI stock advice from ChatGPT and Grok has gone viral, sparking both excitement and scepticism. While the user reported a 100% win rate, experts caution against relying solely on AI for trading decisions.
Suno sabki, portfolio apni: Radhika Gupta of Edelweiss Mutual Fund advises investors
Radhika Gupta, CEO of Edelweiss Mutual Fund, urges investors to personalise portfolios based on their goals, not others' choices. Through relatable analogies on mutual funds, SIPs, and equity, she promotes financial awareness. Her upcoming book Mango Millionaire, releasing July 15, aims to simplify investing for everyone.
Rs 2.5 crore CTC, Rs 10 crore assets but father lost due to few lakhs: Bengaluru techie shares money lessons he never knew
A tech professional shared his powerful financial journey on Reddit, detailing how he went from earning ₹5 lakh annually to over ₹2.5 crore a year, with ₹10 crore in assets. But his path to financial success was marked by personal tragedy—he lost his father during a medical emergency because he couldn’t afford the treatment in time. The experience, along with legal disputes over family property and early money mistakes, taught him hard lessons about the importance of personal insurance, saving early, and smart investing.
‘Till debt do us part’; how the high cost of living in Australia makes unhappy couples as ‘Financial Flatmates’
Australia's divorce rate has hit a historic low, not due to marital bliss, but financial strain. Soaring living costs, rising rents, and strict lending rules are trapping couples in 'financial flatmate' situations. While fewer people are marrying, and older couples are divorcing more, economic factors are a major driver behind the declining divorce rate.
Small Steps, Big Returns: How Retail Investors Can Build Wealth in Today’s Market
Indian stock market sees a surge in retail investors since 2020. Millions of new demat accounts opened, democratizing wealth creation. Investors should be financially aware and seek advice. Innovation in financial services grows, but beware of frauds. Diversify portfolios and avoid leverage. Long-term wealth creation is emphasized. Watch valuations and consider ETFs. Navigate market volatility with a long-term perspective.
WEEKLY HOROSCOPE VIRGO ♍ (14th July – 20th July 2025): Mercury Retrograde Demands Patience While Moon Transits Urge Reflection, Emotional Wisdom & Career Focus
♍ Virgo Weekly Horoscope (14th July – 20th July 2025): In your Weekly Horoscope. This week encourages a balance between reflection and productivity. The Moon will transit from the Aquarius sign, the Pisces sign, and the Aries sign to the Taurus sign. These stir changes in work routine, emotional connections and inner stability. Mercury will be retrograde in the Cancer sign from 18th July. This may disrupt clarity in communication and friendships. You should focus on planning, reviewing, and emotional grounding.
WEEKLY HOROSCOPE TAURUS ♉ (14th July – 20th July 2025): Venus in Taurus Elevates Charm, While Mercury Retrograde & Moon Transits Demand Balance in Career, Health & Family
♉ Taurus Weekly Horoscope (14th July – 20th July 2025): In your Weekly Horoscope. This week brings a gradual and emotional build-up as the Moon transits from the Aquarius sign, the Pisces sign, the Aries sign and the Taurus sign. Your focus will shift from long-term goals to self-care and then to personal grounding. Mercury will be retrograde from 18th July. This can cause communication delays, especially at home. Venus in your sign, Taurus, can boost charm and creativity. Mars encourages bold social interactions. You should stay grounded while managing your shifting emotions.
WEEKLY HOROSCOPE SCORPIO ♏ (14th July – 20th July 2025): Mercury Retrograde, Moon Transits & Emotional Resets Push You Toward Healing, Financial Caution & Career Balance
♏ Scorpio Weekly Horoscope (14th July – 20th July 2025): In your Weekly Horoscope. The Moon’s transit from the Aquarius sign, the Pisces sign, the Aries sign, and the Taurus sign. This can bring focus to home, romance, and partnerships. Mercury will be retrograde from 18th July. This can cause delays in travel and communication. You can face issues in authority-related matters. Mars in the Leo sign boosts ambition. It could also create friction with superiors. The week is good for introspection, repair, and grounding relationships.
He retired at 45 with Rs 4.7 crore, without a business or side hustle; just had a boring job that paid 'decently'. Reddit post goes viral
A man retired at the age of 45 with a savings corpus of Rs 4.7 crore, despite never owning a business, having a side hustle, or investing in stocks. His success came from consistent investments in mutual funds through SIPs, starting in 1998. By steadily increasing his contributions with every salary hike and maintaining a modest lifestyle, he quietly built significant wealth over time. His story, shared on Reddit by his nephew, highlights the power of disciplined saving and long-term planning over flashy financial strategies.
Akshat Shrivastava shares 5 hard-hitting lessons to escape the middle-class trap, busts popular investing myths
Investor Akshat Shrivastava shares five hard-hitting truths for India’s middle class, urging them to rethink their money habits. He warns that simply investing in mutual funds or trading won’t build wealth. Instead, he advocates earning more, investing wisely, cutting middlemen, and staying realistic—offering a wake-up call for those stuck in financial complacency.
Want to look rich? Or be truly rich? CA shares how a middleclass man built Rs 25 crore portfolio silently
Nitin Kaushik's viral X post highlights the difference between perceived and actual wealth. He contrasts those who flaunt luxury items with those who quietly build assets through strategic investments. True wealth, he argues, lies not in outward appearances but in owning assets that appreciate over time, leading to financial freedom and peace of mind.
Swipe, Meme, Invest: Is Gen Z learning or just playing?
Financial education needs to evolve for India's Gen Z. Traditional methods don't resonate with them. Gamification and memes can be powerful tools. Fintech apps are using these to attract young investors. However, real literacy involves understanding risks and long-term planning. Regulators are concerned about misinformation from 'finfluencers'. Gen Z should combine informal learning with formal education for true financial empowerment.
'He won ₹5 crore on KBC': Financial planner shares a sobering lesson on what’s harder than making money
Financial planning expert Tapas Chakraborty's viral LinkedIn post uses the story of KBC winner Sushil Kumar to highlight a hard truth: making money is easy, but keeping it demands planning. Citing Kumar’s downfall from crorepati to financial ruin, Chakraborty emphasizes that wealth without structure quickly vanishes, reminding readers that financial literacy is the true key to sustainability.
Defence Minister Rajnath Singh to inaugurate Controllers' Conference 2025 on July 7
The Defence Accounts Department is set to host the Controllers' Conference 2025, inaugurated by Defence Minister Rajnath Singh. The conference aims to transform financial advice, payment, audit, and accounting through defence finance and economics. With a focus on digital transformation and strategic financial advice, DAD is committed to strengthening India's defence capabilities and ensuring agile, responsive financial systems.
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