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WhiteOak Capital Equity Savings Fund Direct - Grow...
Unrated
NAV as of Jul 18, 2025
10.68-0.09%
- Growth - Direct
(Earn upto 1.59% Extra Returns with Direct Plan)
Fund Category:
Hybrid: Equity Savings
Expense Ratio:
0.43%(0.67% Category
average)Fund Size:
Rs. 102.24 Cr(0.22% of Investment in Category)
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WhiteOak Capital Equity Savings Fund Direct - Growth
Unrated
NAV as of Jul 18, 2025
10.68-0.09%
Expense Ratio:
0.43%
Fund Size:
Rs. 102.24 Cr
Fund Category:
Hybrid: Equity Savings
WhiteOak Capital Equity Savings Fund Direct - Growth Fund Key Highlights
1. Current NAV: The Current Net Asset Value of the WhiteOak Capital Equity Savings Fund - Direct Plan as of Jul 18, 2025 is Rs 10.68 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 6.7% (since launch). Whereas, Category returns for the same time duration are: 6.04% (1yr), 10.83% (3yr) and 10.97% (5yr).
3. Fund Size: The WhiteOak Capital Equity Savings Fund - Direct Plan currently holds Assets under Management worth of Rs 102.24 crore as on Jun 30, 2025.
4. Expense ratio: The expense ratio of the fund is 0.43% for Direct plan as on Jul 11, 2025.
5. Exit Load: WhiteOak Capital Equity Savings Fund - Direct Plan shall attract an Exit Load, "Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days."
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 100.
1. Current NAV: The Current Net Asset Value of the WhiteOak Capital Equity Savings Fund - Direct Plan as of Jul 18, 2025 is Rs 10.68 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 6.7% (since launch). Whereas, Category returns for the same time duration are: 6.04% (1yr), 10.83% (3yr) and 10.97% (5yr).
3. Fund Size: The WhiteOak Capital Equity Savings Fund - Direct Plan currently holds Assets under Management worth of Rs 102.24 crore as on Jun 30, 2025.
4. Expense ratio: The expense ratio of the fund is 0.43% for Direct plan as on Jul 11, 2025.
5. Exit Load: WhiteOak Capital Equity Savings Fund - Direct Plan shall attract an Exit Load, "Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days."
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 100.
WhiteOak Capital Equity Savings Fund Direct - Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.12 3.68 - - - - Category Avg 0.84 3.08 4.29 5.70 10.77 10.88 Rank within Category 8 10 - - - - No. of funds within Category 23 23 22 22 22 22 - Loading...
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Return Comparison
- This Fund
- BenchmarkICICI Pru Equity Savings Direct-G
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WhiteOak Capital Equity Savings Fund Direct - Growth Fund Details
Investment Objective - The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.
| Fund House | WhiteOak Capital Mutual Fund |
| Launch Date | Mar 12, 2025 |
| Benchmark | |
| Return Since Launch | 6.85% |
| Riskometer | Moderate |
| Type | Open-ended |
| Risk Grade | - |
| Return Grade | - |
WhiteOak Capital Equity Savings Fund Direct - Growth Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 100.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load Exit Load for units in excess of 10% of the investment,0.25% will be charged for redemption within 7 days. | |
Portfolio Allocation
Equity
Debt
Asset Allocation
Loading...Asset Allocation History
Loading...EquityDebtCashSector Allocation
Loading...Market Cap Allocation
Loading...Concentration & Valuation Analysis
JUN 2025 MAY 2025 APR 2025 MAR 2025 Number of Holdings 167 155 142 129 Top 5 Company Holdings 20.06% 22.0% 25.87% 28.61% Top 10 Company Holdings 30.53% 35.59% 42.49% 43.04% Company with Highest Exposure HDFC Bank (6.54%) GOI (6.35%) GOI (6.94%) GOI (11.93%) Number of Sectors 16 16 16 16 Top 3 Sector Holdings 14.73% 14.22% 13.91% 13.12% Top 5 Sector Holdings 18.16% 17.82% 17.73% 17.07% Sector with Highest Exposure Financial (9.49%) Financial (9.35%) Financial (9.47%) Financial (8.17%)
Top Stock Holdings
Sector Holdings in MF
Debt Holdings in Portfolio
Top Stock Holdings data not available for this fund
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y WhiteOak Capital Equity Savings Fund Direct - Growth 10.68 Unrated 102.24 1.12 - - - Edelweiss Equity Savings Fund Direct-Growth 27.85 670.07 1.60 9.04 13.18 12.29 ICICI Prudential Equity Savings Fund Direct-Growth 24.29 14,168.06 0.91 8.24 9.81 10.54 UTI Equity Savings Fund Direct - Growth 19.43 706.73 0.45 5.99 12.76 13.16 Sundaram Equity Savings Fund Direct-Growth 81.96 1,091.91 0.84 8.36 14.25 13.56
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Risk Ratio data not available for this fund
WhiteOak Capital Mutual Fund News
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Fund Manager
- P.B.Piyush BaranwalSince Feb 202517 schemes
- A.A.Ashish AgrawalSince Feb 202518 schemes
- B.P.Bhavin PatadiaSince Feb 20251 schemes
- R.M.Ramesh MantriSince Feb 202515 schemes
Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA. Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
Mr. Patadia is MFM and B.E. (Computer Engg.) Prior to Joining Edelweiss MUtual Fund, he has worked with IDFC Mutual Fund, Standard Chartered Securities as Fund Manager in PMS activities and Angel Broking Ltd. in Equity research.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y WhiteOak Capital Arbitrage Fund Direct-Growth Arbitrage 10.65 Unrated 552.90 - Mr. Mantri is an MBA, CFA and CA Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
More WhiteOak Capital Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Flexi Cap Fund Direct - Growth | 4,683.59 | 4.90 | 10.13 | 4.35 | 15.07 | - | |
| WhiteOak Capital Mid Cap Fund Direct - Growth | 2,916.28 | 8.00 | 11.39 | 1.91 | 15.96 | - | |
| WhiteOak Capital Multi Asset Allocation Fund Direct - Growth | 1,923.49 | 2.19 | 6.37 | 9.30 | 17.48 | - | |
| WhiteOak Capital Multi Cap Fund Direct - Growth | 1,728.64 | 5.89 | 10.78 | 3.62 | 16.05 | - | |
| WhiteOak Capital Large & Mid Cap Fund Direct - Growth | 1,594.27 | 6.12 | 10.59 | 4.12 | 13.94 | - | |
| WhiteOak Capital Balanced Advantage Fund Direct - Growth | 1,478.18 | 3.22 | 7.83 | 6.14 | 14.72 | - | |
| WhiteOak Capital Large Cap Fund Direct - Growth | 871.83 | 4.28 | 9.62 | 5.14 | 13.83 | - | |
| WhiteOak Capital Special Opportunities Fund Direct - Growth | 846.37 | 5.29 | 11.93 | 6.52 | - | - | |
| WhiteOak Capital Ultra Short Duration Fund Direct - Growth | 456.73 | 0.61 | 2.06 | 3.82 | 7.60 | 6.98 | |
| WhiteOak Capital Liquid Fund Direct - Growth | 435.78 | 0.54 | 1.76 | 3.56 | 7.26 | 6.83 |
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About WhiteOak Capital Equity Savings Fund Direct - Growth
1. WhiteOak Capital Equity Savings Fund - Direct Plan is Open-ended Equity Savings Hybrid scheme which belongs to WhiteOak Capital Mutual Fund House.
2. The fund was launched on Mar 12, 2025.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. "
2. It is benchmarked against null.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 26.94% in equities, 24.64% in debts and 42.3% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 0.0% of the assets, the top 3 sectors constitute around 14.73% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
4. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.
Tax Implications on WhiteOak Capital Equity Savings Fund Direct - Growth
Hybrid funds which usually invest 65% or more in equity & equity-related instruments will be taxed like Equity funds and those which invest up to 35% in equity & equity-related instruments will be taxed like the new taxation structure of debt funds. Also, the hybrid funds which invest between 35-65% in equity & equity-related instruments will be taxed as per the old taxation structure of debt funds. Generally, tax implications are based on the average asset allocation of the last 12 months in which the fund has invested. However, since the market is dynamic, asset allocation towards equity may increase or decrease depending on the prevailing market & economic conditions. So, the tax treatment of the given fund will vary accordingly and will be determined by its asset allocation. Below are the tax implications from the equity as well as debt side:
For Hybrid funds with 65% and above allocation in equity & equity related instruments:
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of up to Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
For Hybrid funds with 35-65% allocation in equity & equity related instruments:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
For Hybrid funds with 0-35% allocation in equity & equity related instruments:
Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
1. WhiteOak Capital Equity Savings Fund - Direct Plan is Open-ended Equity Savings Hybrid scheme which belongs to WhiteOak Capital Mutual Fund House.
2. The fund was launched on Mar 12, 2025.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. "
2. It is benchmarked against null.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 26.94% in equities, 24.64% in debts and 42.3% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 0.0% of the assets, the top 3 sectors constitute around 14.73% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
4. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.
Tax Implications on WhiteOak Capital Equity Savings Fund Direct - Growth
Hybrid funds which usually invest 65% or more in equity & equity-related instruments will be taxed like Equity funds and those which invest up to 35% in equity & equity-related instruments will be taxed like the new taxation structure of debt funds. Also, the hybrid funds which invest between 35-65% in equity & equity-related instruments will be taxed as per the old taxation structure of debt funds. Generally, tax implications are based on the average asset allocation of the last 12 months in which the fund has invested. However, since the market is dynamic, asset allocation towards equity may increase or decrease depending on the prevailing market & economic conditions. So, the tax treatment of the given fund will vary accordingly and will be determined by its asset allocation. Below are the tax implications from the equity as well as debt side:
For Hybrid funds with 65% and above allocation in equity & equity related instruments:
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of up to Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
For Hybrid funds with 35-65% allocation in equity & equity related instruments:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
For Hybrid funds with 0-35% allocation in equity & equity related instruments:
Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about WhiteOak Capital Equity Savings Fund Direct - Growth
- Is it safe to invest in WhiteOak Capital Equity Savings Fund - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the WhiteOak Capital Equity Savings Fund - Direct Plan comes under Moderate risk category.
- What is the category of WhiteOak Capital Equity Savings Fund - Direct Plan?WhiteOak Capital Equity Savings Fund - Direct Plan belongs to the Hybrid : Equity Savings category of funds.
- How Long should I Invest in WhiteOak Capital Equity Savings Fund - Direct Plan?The suggested investment horizon of investing into WhiteOak Capital Equity Savings Fund - Direct Plan is 1 – 3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the WhiteOak Capital Equity Savings Fund - Direct Plan?The WhiteOak Capital Equity Savings Fund - Direct Plan is managed by Piyush Baranwal (Since Feb 25, 2025) , Ashish Agrawal (Since Feb 25, 2025) , Bhavin Patadia (Since Feb 25, 2025) and Ramesh Mantri (Since Feb 25, 2025).
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